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9200 NW Prairie View Rd
Kansas City, MO 64153
SALES: (866) 205-1181
Honda of Tiffany Springs
Vehicle Financing Tips in Kansas City, MO
The 5 Steps to Financing a Vehicle in Kansas City, MO
You’ve finally found the perfect Honda car, truck, or SUV to take home with you. Perhaps you need to finance it, but aren’t sure where to start. The finance experts in the KC EZ Credit Finance department at Honda of Tiffany Springs have several tips on what you should do before settling on an auto loan.
Find out what your credit score is. Your credit score will determine the amount of interest on your auto loan. If you have a good credit score, your interest rate will be low, but if your credit score is poor, your interest rate will be higher. There are plenty of free credit score websites Kansas City, MO area drivers can use to see what their credit score is.
Stay in your price range. You don’t want to be scraping pennies after a hasty purchase, so make sure the vehicle you choose is within your price range.
Figure out how much you want to borrow. Assess the cash you have available to put down before applying for an auto loan. You can use our payment calculator to determine how much your monthly payment will be based on a number of financial factors.
Determine loan length. The length of your loan depends on your personal preferences. A longer car loan will reduce monthly payments, but you could end up paying more in interest. A Honda of Tiffany Springs finance specialist can go over which option is best for you.
Determine additional expenses. Think about the long-term cost of the vehicle: How much will maintenance cost? What kind of fuel does the vehicle take? Will it be costly to insure? These are all valid questions to ask yourself before signing the dotted line.
If you have any additional questions about financing a car, truck, or SUV from Honda of Tiffany Springs, contact one of our financial experts by phone or through our online contact form. And if you are worried about financing with bad credit, be sure to reach out so we can help!